Savings & CD's

Making your money work for you is a must these days! Check out our savings and certificate of deposit plans and choose one of these progressive accounts that will make your money grow.

Early Bird Savings

Why not start your child (up to age 18) off on the right path by opening an Early Bird Savings account designed with the young saver in mind.

• Open with $25.00 minimum
• Minimum Balance of $10.00 required to obtain the annual percentage yield
• Interest is compounded daily and credited quarterly
• Statements mailed quarterly

Christmas Club Account

Plan ahead and open a Christmas Club account, designed to help you with that special time of year!

• Open with $25.00 minimum
• Make unlimited deposits
• Accounts mature in November of each year
• Penalty for early withdrawal ($25.00)

Passbook Savings Account

• Open with $50.00 minimum
• Minimum Balance of $10.00 required to obtain the annual percentage yield
• Interest is compounded daily and credited quarterly
• $5.00 service fee each month if balance falls below $50.00 any day of the month
• $1.00 fee per month charged for each withdrawal in excess of 3 during a quarter
• Statements mailed quarterly

Money Market Account

• Open with $1000.00 minimum
• Minimum Balance of $500.00 required to obtain the annual percentage yield
• $5.00 service fee each month if balance falls below $500.00 any day of the month
• 6 per statement cycle transfers per month to another account or by preauthorized or automatic transfer, 3 by debit card or similar order to third parties

Certificates of Deposit and Individual Retirement Accounts

We have a wide variety of plans, rates, and terms to offer you the most for your money. Please contact our Customer Service Department at (706)-375-3112 for the latest rates and further information.